What’s changing?
Our underwriters can now use the client’s latest years’ salary and either an average of the last two years’ net profit before tax or the latest year if lower. This is also available for one year self-employed clients.
Working in partnership to support your self-employed clients
With over four million self-employed individuals in the UK, each with their own complex needs. There is a significant opportunity for brokers to support them, regardless of their home ownership goals.
We’re committed to working in partnership with you to improve our policy and propositions to help you best support your clients.
Key features of our Self-employed proposition:
- Maximum 80% LTV for newly self-employed clients with only one year’s full accounts
- Loans available up to £1.5 million
- Choice of fee assisted products for extra support with costs
- Available for house purchase and re-mortgages
- Standard policy applies up to 95% LTV for clients trading over two years
Meet your BDM
Here to support you
Available across the UK, your dedicated Business Development Manager (BDM) is ready to give expert advice on your product, criteria, or application questions.
Judi Hancock
South East
Postcodes:
SO, PO, GU, RH, BN, TN, ME, CT, SS, CM, CO, BR, DA, CB, IP, RM
Stephen Breen
North West and M62 Corridor
Postcodes:
FY, LA, PR, BD, BB, L, WN, BL, OL, HX, M, WA, CH, CW, SK, S, DN, HU, HD, LL
Linzi Stafford
Telephone
Postcodes:
HP, SL, AL, WD, HA, UB, TW, KT, CR, SM, EN, IG, E, EC, W, N, NW, SE, SW, WC
Kam Gill
Midlands
Postcodes:
TF, ST, DE, NG, LN, WV, WS, DY, WR, B, CV, LE, NN, PE, NR, SY
Andy White
South West and Home Counties
Postcodes:
TA, BS, CF, BA, GL, SN, OX, RG, MK, LU, SG, BH, SP, NP, SA, LD, HR, DT, EX, TQ, PL, TR
Sophie Goodwin
North East and Scotland
Postcodes:
SR, TS, DD, G, FK, KY, KA, ML, EH, DG, TD, CA, NE, DL, DH, HG, YO, LS, WF, KW, IV, PH, AB, PA
Contact our dedicated Intermediary Support Team on 0345 602 2338 or intermediary.lending@newcastle.co.uk. We're available from 8am to 6pm, Monday to Friday.