Introducing First Step (up to 98% LTV) mortgages
2 October 2025
1 minute read
We’re excited to announce that First Step (up to 98% LTV) – our low deposit mortgage range designed specifically to help first-time buyers – is now available to the wider broker market. This brand new, lower deposit mortgage could help first-time buyers get on the property ladder faster.
Highlights:
- Borrow up to 98% LTV
- At least one applicant must be a first-time buyer
- Minimum deposit of £5,000 (non-gifted)
- Loan size from £96,000 to £350,000
- 5-year fixed rates available
- Not available on new build houses or flats, or affordable home ownership schemes
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Intermediary Support Team
For enquiries, live case support, or document submissions, our Intermediary Support Team is available from 9am to 5pm, Monday to Friday. You can contact them by:
- Phone: 0345 602 2338
- Email: intermediary.lending@newcastle.co.uk